Use Case / Health Plans

Network Design &
Provider Analytics for Payers

Build high-performing networks with competitive rates. Understand provider footprints, identify gaps, benchmark your contracts against competitors, and defend rate decisions with data.

Network Strategy Without Market Visibility

Network Adequacy

State regulators demand proof of adequate networks, but your internal data is siloed. Where are the gaps? Which specialists are missing? What's the actual driving distance for members?

Competitive Rate Intelligence

Your provider relations team needs to know: Are we overpaying this cardiology group? What are BCBS and Aetna offering them? Without visibility, you're negotiating blind.

Provider Contracting

That hospital is demanding a 7% increase. Is it justified? What are their quality metrics? How do their rates compare to competitors? Due diligence takes weeks because data is scattered.

Market Intelligence for Network Strategy

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Network Gap Analysis

Visualize your provider footprint by specialty and geography. Identify underserved areas before regulators do. Model member access. Find strategic recruitment targets to fill gaps.

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Competitive Rate Benchmarking

See what other payers are paying the same providers. "BCBS is paying this hospital $16,800 for DRG 470 while we're at $19,200—that's our renegotiation target." CMS transparency gives you the ammunition.

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Steerage Modeling

Identify high-quality, cost-effective providers. Build narrow networks. Model member steerage scenarios. Project savings from directing volume to tier 1 facilities.

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Quality-Adjusted Rate Analysis

Overlay CMS quality metrics with rate data. Identify providers delivering high cost with poor outcomes. Build the case for rate reductions or tiering changes based on performance.

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Provider Footprint Intelligence

Track provider group expansion. See when competitors add new locations. Understand hospital system affiliations. Model the impact of provider consolidation on your network.

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Regulator-Ready Reporting

Generate network adequacy reports with drive-time analysis, specialty coverage, and member-to-provider ratios. Export for state filings. Defend network composition with data.

How Payers Use Healthdex

Case Study: Regional Health Plan - Network Adequacy Filing

Scenario: Mid-size regional plan expanding into 3 new counties. State regulator required network adequacy demonstration within 90 days. Internal data was incomplete—they didn't have a full provider directory for the new markets.
Healthdex Analysis:
  • Pulled complete provider directory for all 3 counties by specialty
  • Identified 47 primary care, 23 cardiology, 18 orthopedic providers
  • Mapped driving distance from member population centers
  • Identified gaps: only 2 nephrologists, no pediatric specialists in county 2
  • Generated recruitment target list with contact information
  • Created regulator-ready network adequacy report with maps and tables
Result: Filed network adequacy report 6 weeks ahead of deadline. Regulator approved expansion. Used Healthdex target list to recruit 12 new providers in identified gap areas. Network adequacy analyst: "Saved us 200 hours of manual research."

Case Study: National Payer - Rate Negotiation Defense

Scenario: Large hospital system demanding 6.5% rate increase, threatening network termination. CFO needed data to justify counteroffer and defend to board.
Healthdex Analysis:
  • Pulled competitor payer rates for same hospital system (BCBS, Aetna, Cigna)
  • Found plan was already paying 12% above BCBS for top 10 DRGs
  • Overlaid CMS quality scores: hospital below median on readmissions, HACs
  • Identified 4 competing systems within 15 miles with better quality, lower rates
  • Modeled member impact of network termination: 4% would need to switch PCPs
  • Generated board presentation with rate comparison and steerage scenarios
Result: Held firm at 2.5% increase. Hospital accepted after seeing data showing plan was already above market. Projected 3-year savings: $8.6M. CFO used same analysis framework for 6 other health system negotiations.

Impact for Health Plan Clients

$5.2M Avg Annual Rate Savings
70% Faster Network Adequacy Reports
92% Rate Visibility Improvement
2 hours To Model Steerage Scenarios

Built for Network Strategy Teams

Multi-Market Coverage

Analyze 50+ MSAs or custom service areas. Track provider networks across your entire footprint. Compare performance market-by-market.

Payer Rate Comparison

See what competitors are paying. Filter by DRG, CPT, facility, specialty. Identify overpayment opportunities. Defend rate positions with data.

Provider Recruitment Targets

Find high-value providers to fill network gaps. Export contact lists. Track recruitment progress. Model network impact of new additions.

Quality Performance Overlay

Combine rate data with CMS quality scores. Identify high-cost, low-quality outliers. Build performance-based tiering. Support value-based contracts.

Regulatory Reporting

Generate network adequacy reports. Drive-time analysis. Specialty coverage maps. Export for state filings. Automate compliance documentation.

API Integration (Enterprise)

Connect to your claims platform, CRM, or analytics tools. Automate rate comparisons. Build custom steerage dashboards. Real-time provider data.

Ready to Build Smarter Networks?

Join our 90-day design partner pilot. See exactly what your competitors are paying. Model your network gaps. Build your next adequacy filing in days, not months.

Request Pilot Access

Or schedule a 15-minute demo: demo@healthdex.com